Effective Date: 03/01/2025
A fresh Start LLC ("we," "our," "us") is committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services, including credit coaching, real estate representation, brokerage services, mortgage preparation, and financial planning.
1. Information We Collect
We collect personal and financial information to provide customized services tailored to your needs. This may include:
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Personal Identifiers: Name, address, phone number, email address, date of birth, social security number.
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Financial Information: Credit history, credit reports, income details, debts, assets, and banking information.
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Real Estate and Mortgage Information: Property preferences, purchase/sale history, mortgage details.
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Communication Data: Records of interactions, including emails, calls, and text messages.
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Technical Data: IP addresses, device information, browser type, and website usage analytics.
2. How We Use Your Information
We use the collected information to:
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Provide personalized credit coaching, real estate, and financial planning services.
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Assist with mortgage pre-qualification and application processes.
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Connect you with real estate agents, lenders, and financial institutions.
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Comply with legal and regulatory requirements.
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Improve our website, services, and client experience.
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Communicate with you about services, updates, and offers.
3. How We Share Your Information
We do not sell your personal information. However, we may share your data under the following circumstances:
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With Service Providers: To partners such as credit bureaus, mortgage lenders, real estate agents, financial planners, and affiliated professionals assisting in your service process.
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With Legal Authorities: When required by law or to protect our legal rights.
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With Your Consent: When you authorize sharing for specific purposes.
4. Data Security
We use industry-standard security measures to protect your data from unauthorized access, disclosure, alteration, or destruction. Despite our efforts, no method of transmission over the internet or electronic storage is 100% secure.
5. Your Choices and Rights
You have the right to:
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Request access to the personal information we hold about you.
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Request corrections to inaccurate or incomplete information.
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Withdraw consent to certain data processing (where applicable).
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Request deletion of your data (subject to legal retention requirements).
To exercise these rights, please contact us using the details provided below.
6. Cookies and Tracking Technologies
Our website may use cookies, web beacons, and other tracking technologies to enhance your browsing experience, analyze site traffic, and personalize content. You can control cookie preferences through your browser settings.
7. Third-Party Links
Our website may contain links to third-party websites, such as lenders, credit agencies, or real estate platforms. We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies.
8. Services for Adults
Our services are intended for individuals 18 years or older. We do not knowingly collect information from minors.
9. Updates to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with a revised "Effective Date." We encourage you to review this page periodically for updates.
10. Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:
info@afreshstartllc.com
Tel. 770-833-8364
Fairburn, GA 30213